I've seen a few guides on how to unlock the Galaxy Nexus to prepare it for rooting, and they say that the fastboot oem unlock command will "wipe your personal data".
I'm a little unclear on what gets wiped during this step. Is it just the /sdcard area? is it everything but /system? Something in between?
I know that adb backup can (at least theoretically) back up everything except /system while unrooted (see a recent question of mine). But I wonder if I would need to do an adb restore of everything after the unlock step in order to keep all of my data and settings.