I use the same micro SD card between my laptop and phone, editing documents and programming. But, after certain time I use my SD card in my laptop, it turns unaccessible in my Android (can't create folders and edit files).
To make my SD Card accessible the only thing I know of is formatting it, but this requires move-out and in back. Besides that, I've daily difficulties connecting my SD Card using a flash-drive in my laptop (but it's flash-drive's fault, I guess).
I'm using Android 6.1 (Marshmallow) in Samsung Galaxy J5.