if you have an app like NFC Tools or a manual reader/writer, you can add a custom/manual data record and use text/vcard as the content type.
For the data field, just paste your vcard data like:
That's it! then just write to your chip. you don't need http or https unless you have redirect issues with your domain. i'm able to make my links and social feeds work without it. every character adds up. you can list as many urls as you'd like. there are other fields you can add as per the vcard standards u can look up, but i believe, these are the ones android and apple understand.
I experimented with photo encoding and could not get it with NFC. 2KB! lol way too big. I was able to link to a vcard with a photo. I even tried the URL method for inserting photos and that didn't work. I hope this helped.