As of 2019, Samsung and Google Messaging apps convert SMS into MMS if the SMS is greater than 10 fragments. But Play Store has an open-source app called QKSMS by Moez Bhatti, which I have tested will still send as SMS even at hundreds of fragments.
But then you must check the limit of your network, and the limit of the receiving phone. For example, in my tests I could send a 127-fragment SMS over Vodafone UK's network but 128 failed, and an old Samsung Galaxy S2 phone (using its default messaging app) could receive a 120-fragment message but consistently failed with a 121-fragment message (the message is never shown). When the receiving phone was on the UK's "EE" network, I had trouble making it receive texts longer than 17 fragments, and when the sending phone was on the "O2" network I had trouble sending SMS longer than 2 fragments.